The Law Offices of Dennis R. Wheeler specializes in preparing and filing personal and small business bankruptcy for clients in San Francisco and the Bay Area under Chapter 7 and Chapter 13 of the Bankruptcy Code.  We have considerable experience in this area and have many satisfied clients who have achieved their fresh financial start.  It is always our goal to apply our experience to providing the highest level of personal service to each individual client.

If you are struggling to make ends meet, have more debt than you can handle, or maybe your home or car is at risk, call our office today to schedule a free initial consultation.  Let us help you understand the debt relief options that are available, both in and outside of bankruptcy.

Empower yourself with information—then you make the choice.  Your fresh financial start is just a phone call away.


San Francisco / Bay Area Bankruptcy & Debt Relief

Bankruptcy is a legal process whereby you can discharge (wipe out) most of your debts, and start fresh with a clean financial slate.

The Automatic Stay and Discharge Injunction

Bankruptcy’s two most important powers, the automatic stay and the discharge injunction, work in tandem to protect you from the actions of creditors while your case is pending and then to erase your debts at the conclusion of your case.   Filing your case automatically invokes the automatic stay which immediately:
  • Stops harassing phone calls and letters
  • Stops creditor lawsuits
  • Stops foreclosures and repossessions
  • Stops wage garnishments and all other attempts at collection
Once your case concludes, the bankruptcy court has the power to enter a discharge injunction which forever erases your debts that are subject to discharge, including most unsecured debts.  Creditors must then report these discharged debts to the credit bureaus as having a $0 balance.

Consult an Experienced San Francisco Bankruptcy Attorney

If you are experiencing financial difficulties, we encourage you to investigate all options, including bankruptcy.  Please call 415-865-0212 today to schedule a free no-obligation initial consultation.  At your initial consultation, we will discuss:
  • Debt relief options available outside bankruptcy
  • Bankruptcy options, including Chapter 7 bankruptcy and Chapter 13 bankruptcy
  • Which bankruptcy option best suits your situation and will provide you with the most debt relief
  • The bankruptcy process and your duties and responsibilities should you decide to proceed
  • Which of your debts will be discharged, and whether you will be entitled to retain your property (most people are able to retain all of their property)
  • The cost of your bankruptcy filing
  • What you can expect after bankruptcy
Contact our offices for a free initial consultation with an experienced San Francisco bankruptcy attorney.  We serve Bay Area residents of San Francisco, Alameda, Contra Costa, and San Mateo Counties.